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Mobile Wealth Management Firm Harbor Financial Services Merges with Level Four Group, a division of
Tuesday, September 21, 2021Mobile, AL – September 21, 2021 – Harbor Financial Services, LLC, a securities broker dealer, registered investment advisor and general insurance agency based out of Mobile with roughly 50 branches located in 20 states, has...
Read MoreBuilding the team: Alan Leffingwell joins Level Four Financial in Atlanta, GA
Friday, February 5, 2021Building the team: Alan Leffingwell joins Level Four Financial in Atlanta, GA Former Director of Sales & Relationship Management of SunTrust has joined Level Four Financial (Level Four) as Wealth Advisor and Retirement Plans Specialist...
Read MoreLevel Four Advisory Services Ranked #12 in Accounting Today’s Top Firms by Assets Under Management
Monday, June 15, 2020Dallas, TX – June 15, 2020 – Level Four Advisory Services, LLC (Level Four), a portfolio company of Carr, Riggs & Ingram, LCC (CRI) has been named in the 2020 Wealth Magnets Ranking of the Leading CPA firms in Financial...
Read MoreFederal Student Loan Borrowers Get Expanded Relief in CARES Act
Wednesday, April 8, 2020On March 27, 2020, Congress passed the CARES Act, the largest economic stimulus bill in the history of the United States, in response to the coronavirus pandemic.1 Included in the legislation are new rules for student loan relief that...
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Opus Wealth Management Group with $350 Million in Assets Under Management Joins Level Four Advisory
Tuesday, April 7, 2020Chicago, IL – April 7, 2020 – Level Four Advisory Services (Level Four), an SEC-registered investment adviser, welcomes the newest members to their network, Opus Wealth Management Group. Their group of professional Wealth...
Read MoreCARES Act Provides Relief to Individuals and Businesses
Wednesday, April 1, 2020On Friday, March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. This $2 trillion emergency relief package is intended to assist individuals and businesses during the ongoing coronavirus...
Read MoreCARES Act Retirement Account Provisions
Tuesday, March 31, 2020On March 27, 2020 the Coronavirus Aid, Relief and Economic Security Act (CARES) “the Act” was signed into law. This is a wide sweeping piece of legislation with complex economic stimulus and tax provisions. The following...
Read MoreThe Coronavirus Aid, Relief and Economic Security (“CARES”) Act
Friday, March 27, 2020Highlights of Key Provisions On March 27, 2020, the United States Senate passed the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”). The Cares Act was signed into law by the president after being passed by...
Read MoreDue Date for Federal Income Tax Returns and Payments Postponed to July 15
Thursday, March 26, 2020Due to the coronavirus pandemic, the due date for filing federal income tax returns and making tax payments has been postponed by the IRS from Wednesday, April 15, 2020, to Wednesday, July 15, 2020. No interest, penalties, or additions...
Read MoreFederal Student Loan Borrowers Get Some Relief Due to COVID-19
Thursday, March 26, 2020On March 20, 2020, the Department of Education announced terms for student loan relief for tens of millions of borrowers in response to COVID-19.1 Here are answers tosome questions about the new rules. For more information and to...
Read MoreCOVID-19 Updates and Resources Available Now

Clients and Friends, To start, we hope that you and your family are healthy and doing well. These are challenging and unpredictable times for us all. The safety and health of our partners, staff, clients, families, and the communities...
Read MoreNavigating New Rules for Your Retirement Account

What You Need to Know About the SECURE Act The SECURE Act became law on December 20, 2019 and includes several areas of change within its thirty provisions that impact retirement accounts, such as Individual Retirement Accounts (IRAs)...
Read MoreLevel Four Advisory Services named to 2019 Financial Times 300 Top RIA

LEVEL FOUR® ADVISORY SERVICES NAMED TO 2019FINANCIAL TIMES 300 TOP REGISTERED INVESTMENT ADVISERS PLANO, TX – June 27, 2019 – Level Four® Advisory Services is pleased to announce it has been named to the 2019...
Read MoreFiduciary Codes - 3(16) / 3(21) / 3(38)

What do all these numbers mean for me as the plan sponsor? 3(16), 3(21), and 3(38) refer to sections of the Employee Retirement Income Security Act (ERISA). ERISA is the law that describes the rules and regulations that come with the...
Read MoreRetirement Readiness Trends

What do I as a sponsor need to consider with regards to retirement readiness? How can I improve my employee’s readiness and is it important? How does this help the company? We believe more employers are viewing “retirement...
Read MoreEffective Plan Design Trends & Changes

Are there strategies that could improve participation and savings numbers? What are the trends with regards to plan design? A trend that has been gaining momentum in plan design is using auto features, such as auto-enrollment and...
Read MoreHealth Savings Accounts (HSA’s)

How are they helpful, what are employers asking for, how to implement, helpful for participants/sponsors? HSA’s or Health Savings Accounts are a tool that allows employees to save money on a pre-tax basis for health care expenses...
Read More4 Steps to Protect Your Investments from Market Drops

The questions we receive most often relate to concerns about retirement readiness and whether our clients investments are performing in line with their goals and if they’re protected from volatility. Over the years, the stock and...
Read MoreMaintain your (cash) balance

Cash balance plans have been growing in popularity in recent years – especially among small employers. But for 2018 we are seeing an even higher number of requests for cash balance plans. This due, in large part, to the Section...
Read MoreHLG WEALTH MANAGEMENT JOINS LEVEL FOUR® ADVISORY SERVICES.
Tuesday, September 4, 2018HOUSTON, TX – [9/4/2018] – Hill, Long & Company, P.C. (Hill & Long) has merged with Level Four® Advisory Services parent company, top 20 CPA and advisory firm Carr, Riggs & Ingram, LLC. In addition, Level Four has...
Read MoreIdentifying the value of your business
Wednesday, April 4, 2018How much is your business worth today? Do you know your “multiple”? Country clubs, barbershops, and coffee shops are full of conversations from owners who have scaled back and what they received for their business. Many...
Read MoreManage your value.
Wednesday, April 4, 2018Typically, most business owners’ wealth is in their business. Because of this, it is important to consider the value of a business when planning for maintaining the owner’s lifestyle and funding their life after business....
Read MoreThe State of Owner Readiness
Wednesday, April 4, 2018All business owners have at least two things in common: they start businesses and they exit businesses. While most owners know this and, at least mentally, intend to scale back or exit their business within 10 years, the majority have...
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Read MoreProtect Your Most Valuable Resource
Wednesday, April 4, 2018Most employers would say that the most important part of their business is their employees. Recruiting the right people continues to be a challenge but, increasingly, engagement and retention have moved to the top of the list of...
Read MoreSocial Security: Maximizing Benefits
Tuesday, November 29, 2016Most understand that waiting to claim Social Security benefits can result in higher monthly payments.
Read MoreSix Most Overlooked Tax Deductions
Tuesday, November 29, 2016Who among us wants to pay the IRS more taxes than we have to?
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