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Is Professional Portfolio Management for you?

Is Professional Portfolio Management for you?

| April 12, 2022

What is a fiduciary and why do you need one?

Global markets can be unpredictable, fast-paced, and volatile. For investors, both individual and institutional alike, navigating the investment landscape takes a disciplined philosophy and investment approach to best achieve investment goals. When market volatility escalated to the levels experienced during the height of the COVID-19 pandemic, time-tested and robust investment management counsel offered from a fiduciary can ease some of market-driven anxiety.

A fiduciary is a person who is both, legally and ethically bound, to act solely in a client’s best interest, otherwise known as the “prudent person standard of care.” Failure to do so can place the fiduciary in serious legal jeopardy. Registered investment advisors have a fiduciary duty to their clients, while brokers have to meet a less-stringent suitability standard, which does not require putting the client’s interests ahead of their own.

Holistic Approach to Investment Management

Today’s market complexity and volatility demand specialized attention and a holistic approach to investment management. Investors should seek the expertise of dedicated portfolio management professionals and wealth advisors with decades of experience managing assets. Level Four uses a team-approach to their management. This helps to ensure that their client’s receive truly comprehensive advice and solutions for their unique objectives.

Our Consultative Approach

All investors have a unique investment objective. A consultative approach can help you create a custom investment plan designed to achieve your needs. From understanding your goals and objectives, to determining your risk tolerance and growth expectations, we will work with you to construct your holistic investment plan. This approach begins with an in-depth discovery to explore your income requirements, wealth transfer circumstances, taxes and anticipated capital changes. The process initiates a comprehensive review that results in a solution to help you realize your goals. Through ongoing monitoring and communication, we will continually evaluate your portfolio relative to your investment objectives and make recommendations and suggestions for potential improvement based on your changing needs and/or market dynamics.

Why Separately Managed Accounts (SMAs)?

High-Net-Worth (HNW) investors seek and expect a high level of customization to grow and protect their wealth. Separately managed accounts (SMAs) are professionally managed accounts in which investors directly own all of the individual securities, ranging from stocks to bonds. This portfolio management structure provides an enhanced level of customization and the potential to lessen the impact of taxes on your investments.

How do SMAs work?

How to SMAs compare to mutual funds and ETFs?

Level Four can help you understand the benefits of working with a professional investment manager. Let us show you how our asset management specialists are changing the future of financial advice.