Our Investment Management Philosophy

Our overriding goal at Level Four Advisory Services is for our client portfolios to outperform the overall market while attempting to minimize volatility.

It is imperative for any good investment manager to start with an appropriate asset allocation for each client.  We take into account each client’s investment goals and objectives and, based on this information, we customize an asset allocation model in an effort to maximize those goals and objectives.

Once the asset allocation model is created, we then select specific investments that, when used in conjunction with each other, can provide consistent returns while minimizing the risk, or volatility, of the portfolio.  Typically we use a combination of mutual funds, exchange-traded funds, individual bonds, CDs, and money market accounts.  We will also takeover existing stock positions and incorporate those into the on-going management of a client’s assets.

Building the initial portfolio is only the first step in a well-run investment management program.  Periodic review and analysis of the asset allocation model, the existing investments, and potential new investments all play important roles in determining long-term performance of the portfolio.  We also factor in both income and capital gains to help minimize any tax ramifications for our clients.

Saying we will do all these things isn’t enough.  You have the ability to hold us accountable, like you should any financial advisor.  On a regular basis, we will review your portfolio performance with you.  We will make sure you understand how the portfolio is performing, why it is performing a certain way, and what changes we would suggest based on market conditions.  We will be there to answer any questions you might have.  Always!

We welcome the opportunity to discuss our investment management philosophy with you and hope you will consider Level Four Advisory Services to help you manage your portfolio.